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Bank of China Files Patent for "Account Processing Method" Utilizing Blockchain Technology for Efficiency Enhancement - AdminSo
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Bank of China Files Patent for "Account Processing Method" Utilizing Blockchain Technology for Efficiency Enhancement

Blockchain 2024-11-14 20:25:22 Source:

Bank of China Files Patent for "Account Processing Method" Utilizing Blockchain Technology for Efficiency EnhancementFinancial News, November 14, 2024 - Information from the National Intellectual Property Administration reveals that Bank of China Co., Ltd

Bank of China Files Patent for "Account Processing Method" Utilizing Blockchain Technology for Efficiency Enhancement

Financial News, November 14, 2024 - Information from the National Intellectual Property Administration reveals that Bank of China Co., Ltd. has filed a patent application for an "Account Processing Method, Device, Equipment, Readable Storage Medium, and Program Product," with a publication number of CN118941371A, filed in May 2024.

This patent delves into the blockchain technology domain, focusing on enhancing account processing efficiency. The patent abstract indicates that the method involves receiving a closure instruction from a second server. Based on the account identifier for closure included in the instruction, the method retrieves corresponding target account information from the blockchain. Subsequently, it processes the closure of the target account based on the retrieved information and sends the processing result back to the system.

By employing blockchain technology, Bank of China's patent aims to achieve the following:

  • Improved Account Processing Efficiency: By utilizing blockchain's distributed ledger technology, account information can be recorded and verified in real-time, eliminating potential delays and errors commonly encountered in traditional banking systems, thus boosting closure processing efficiency.
  • Enhanced Security: Blockchain's decentralized nature ensures the integrity and immutability of account information, effectively preventing data breaches and malicious attacks, safeguarding user funds.
  • Increased Transparency: Blockchain's transparency allows recording all account operations and providing traceable records, enhancing the transparency and trustworthiness of account processing.

The filing of this patent application demonstrates Bank of China's proactive exploration of blockchain technology's applications in the financial sector and its commitment to leveraging new technologies for enhanced service efficiency and security. As blockchain technology continuously evolves and expands its reach, Bank of China is poised to implement this patent in a broader range of business scenarios, delivering more efficient, convenient, and secure financial services to its users.

Tag: for Bank of China Files Patent Account Processing Method


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